Asking for "Mortgage Assistance" and initiating a Short Sale resets the Foreclosure Clock!
Asking for "Mortgage Assistance" and initiating a Short Sale resets the Foreclosure Clock!
DISTRESS SALE
DISTRESS SALE
Avoid Foreclosure. Get Out of Your Underwater Home. Let Me Help you...
Avoid Foreclosure. Get Out of Your Underwater Home. Let Me Help you...
If you can't pay your mortgage because of job loss, reduction of income, divorce, excessive Indebtedness, illness, involuntary transfer or other negative life event and you are seriously delinquent, unable to catch up—YOU ARE FORCED TO GET ASSISTANCE, SELL YOUR HOME, OR BE FORECLOSED.
If you can't pay your mortgage because of job loss, reduction of income, divorce, excessive Indebtedness, illness, involuntary transfer or other negative life event and you are seriously delinquent, unable to catch up—YOU ARE FORCED TO GET ASSISTANCE, SELL YOUR HOME, OR BE FORECLOSED.
If You Allow your Lender to Foreclose, You Lose Control! If You Sell Your Home, You Control Your Financial Restructuring.
If You Allow your Lender to Foreclose, You Lose Control! If You Sell Your Home, You Control Your Financial Restructuring.
I can help you get the time you need to reorganize your your life and finances, while remaining in your home for several months, making no further mortgage payments.
You Retain Control! There Is A Way Out. It's Called A SHORT SALE.
You will be getting out of a debt that was ruining you financially. You will be able to move on with your life.
FORECLOSURE IS A LAST RESORT. IT MAKES NO SENSE TO ALLOW FORECLOSURE.
I can help you get the time you need to reorganize your your life and finances, while remaining in your home for several months, making no further mortgage payments.
You Retain Control! There Is A Way Out. It's Called A SHORT SALE.
You will be getting out of a debt that was ruining you financially. You will be able to move on with your life.
FORECLOSURE IS A LAST RESORT. IT MAKES NO SENSE TO ALLOW FORECLOSURE.
CEO at Company Inc.
CEO at Company Inc.
Most lenders do not start foreclosure until you are 4-6 months behind. You must be offered Mortgage Assistance or Relief.
Amazingly, many homeowners do not ask for it! No home should go to foreclosure! But thousands do!
Ask yourself: “Do I want to keep my home?”
"Does it make sense to keep the home given how much I owe versus market value?"
“Am I going to be in a better position to pay for this place and maintain it in the future?”
If not, it makes more sense to sell the home and the sooner the better.
Most lenders do not start foreclosure until you are 4-6 months behind. You must be offered Mortgage Assistance or Relief.
Amazingly, many homeowners do not ask for it! No home should go to foreclosure! But thousands do!
Ask yourself: “Do I want to keep my home?”
"Does it make sense to keep the home given how much I owe versus market value?"
“Am I going to be in a better position to pay for this place and maintain it in the future?”
If not, it makes more sense to sell the home and the sooner the better.
Selling any home takes time! Time is CRITICAL in a Short Sale. The foreclosure sale clock is running!
Selling any home takes time! Time is CRITICAL in a Short Sale. The foreclosure sale clock is running!
Depending on market conditions, marketing any home and getting it under contract can take days to weeks.
Once under contract, the buyer typically has a home inspection. Along with mortgage underwriting and appraisal, closing can take 30-45 days.
Depending on market conditions, marketing any home and getting it under contract can take days to weeks.
Once under contract, the buyer typically has a home inspection. Along with mortgage underwriting and appraisal, closing can take 30-45 days.
“Short Sale” is used to describe a sale where the debt owing combined with the costs of sale exceeds the property’s market value. The Lender accepts net proceeds of sale as compromised settlement of the mortgage and releases its lien.
“Short Sale” is used to describe a sale where the debt owing combined with the costs of sale exceeds the property’s market value. The Lender accepts net proceeds of sale as compromised settlement of the mortgage and releases its lien.
The Real Estate Market IS NOT Going to Bail You Out!
The Real Estate Market IS NOT Going to Bail You Out!
As many as 10% of all homeowners owe more on their homes than current market value, even after the 40-50% gain in prices since the last crash and with interest rates at all-time lows. Real estate is cyclic. We are late in the current real estate cycle. Our local market has been very strong and it's a good time to sell.
As many as 10% of all homeowners owe more on their homes than current market value, even after the 40-50% gain in prices since the last crash and with interest rates at all-time lows. Real estate is cyclic. We are late in the current real estate cycle. Our local market has been very strong and it's a good time to sell.
A short sale is a standard real estate sale. But buyer and seller do not complete the sale until the seller's lender agrees to accept net sale proceeds, which are "short" of the amount owed, as full settlement! Buyer awaits the outcome of that review for an additional period.
A short sale is a standard real estate sale. But buyer and seller do not complete the sale until the seller's lender agrees to accept net sale proceeds, which are "short" of the amount owed, as full settlement! Buyer awaits the outcome of that review for an additional period.
Benefits of a Short Sale
Benefits of a Short Sale
- Foreclosure is postponed when you seek mortgage relief through short sale!
- You remain in your home throughout the sale process without payments!
- No negative impact on Security Clearances!
- Less damage to credit than that from foreclosure.
- Loss (called a "deficiency") is waived by lender, and lender agrees not to seek recovery!
- Lender pays all costs of sale including commissions and settlement costs!
- Generally, you don't pay tax on the forgiven debt.
- Foreclosure is postponed when you seek mortgage relief through short sale!
- You remain in your home throughout the sale process without payments!
- No negative impact on Security Clearances!
- Less damage to credit than that from foreclosure.
- Loss (called a "deficiency") is waived by lender, and lender agrees not to seek recovery!
- Lender pays all costs of sale including commissions and settlement costs!
- Generally, you don't pay tax on the forgiven debt.
Call or text me now and set up a meeting to get you to where you want to be! Ernie 540-841-1825 or 24 Hr. 540-602-3031.
Call or text me now and set up a meeting to get you to where you want to be! Ernie 540-841-1825 or 24 Hr. 540-602-3031.
Get a Spot on my Calendar now for a FREE consultation at your home. No obligation. Takes 30-60 minutes.
Get a Spot on my Calendar now for a FREE consultation at your home. No obligation. Takes 30-60 minutes.
Get Out From Behind The Eight Ball!
Get Out From Behind The Eight Ball!
I can assist you to sell the home, as is, no repairs. All expenses of sale are paid by your lender, zero out-of-pocket expenses for you. Your mortgage will be paid-in-full, despite the fact that proceeds from sale are less than the amount owed! The loss incurred by the lender will be waived or forgiven, and you will pay no taxes on the forgiven debt.*
*See your tax advisor.
I can assist you to sell the home, as is, no repairs. All expenses of sale are paid by your lender, zero out-of-pocket expenses for you. Your mortgage will be paid-in-full, despite the fact that proceeds from sale are less than the amount owed! The loss incurred by the lender will be waived or forgiven, and you will pay no taxes on the forgiven debt.*
*See your tax advisor.
1440 Central Park Blvd., Ste. 210
Fredericksburg, VA 22401
1440 Central Park Blvd., Ste. 210
Fredericksburg, VA 22401
2020 Ernest Dill. All rights reserved. Licensed in the Commonwealth of Virginia, 0225-196087
2020 Ernest Dill. All rights reserved. Licensed in the Commonwealth of Virginia, 0225-196087
Samson Companies LLC is an independently-owned real estate brokerage headquartered in Chantilly, VA, operating as Samson Properties. 14526 Lee Road, Ste. 100, Chantilly, VA 20151. 703-378-8810.
Samson Companies LLC is an independently-owned real estate brokerage headquartered in Chantilly, VA, operating as Samson Properties. 14526 Lee Road, Ste. 100, Chantilly, VA 20151. 703-378-8810.
